Insurance

People are taught when they want their life to be secure

BUY INSURANCE

but they do not know that, when they buy insurance they needed to go for medical check up.
from medical check up and by questioning you, they would and can 90% detected which illness you will fall in (in times to come) and most probably you will not be cover by that illness.

a friend of mine told me he's covers over 40 illness. I asked my tok Guru which is the trainer for all insurance companies in malaysia. He told me...

they check according to your lifestyle, the way you live your life... and if you think after you die, the people may inherit your will, your money ... YOU MIGHT BE WRONG. unless you caught up with others M.S.I - multi sources illness which the main illness generated to other illness...therefore you might have the chances of getting the money...(to me is like hitting a jack pot when you are not so sure)

and it take months probably years for that report to come out...1 day they might say because due to this lifestyle you are living in, therefore the chances of getting this diessea is high and from this diassea it caused others illness..therefore you are not bound to this policy

my friend told me,after he die, he's wife and son/daugther will inherit all the money and do not need to work.

TOK GURU REPLIED :

1 how many money you pump into your policy or policies?
2 what if he doesn't die immediately, what if he has kidney failure or liver failure? have live with machine...
3 what if the wife gets the money,can she sustain for the next 30 years to come?
4 can she have the money in future to afford son/ daughther to go for oversea education??
5 with the inflation keep increasing 1-3% per year!! after 10 years how much is affordable for the cost of living then??
6 what if she doesn't get it after few years / few months of examination done by the insurance company???
7 what if she gets it...how long can she not work?? how huge it the money value THEN???
8 how could a son/ daughter live happily without a left wing...without a mentor, without a friend, without a dad,without a role model to look upon to?

how could the wife takes the tragedy? marry another man?? when she has a son/ daugther with her? how many things would she has to stand alone, act alone, decide alone, talk alone, sleep alone, and watching the son/daughter grow alone, and enduring the pain alone, and no laughter to share for everything is solo.

9 Remarry...will the future husband treats my son as if is his??? will my son/ daughter allows??? will it be over then to forget the tragedy ..the trauma?

10 .....life is how you think, how you plan....


YOU DON'T KNOW THAT YOU DON'T KNOW ; THEREFORE YOU DON'T KNOW THAT YOU DON'T KNOW.